North Creek in Melissa, Texas: neighborhood guide
I'm Ashton Harris, a REALTOR® with Coldwell Banker Apex, Realtors, and I live in Melissa, Texas. North Creek is a set of resale sections with 1,096 homes built from 2005 to 2022, zoned to North Creek Elementary. Here's what to know before you buy, sell or lease here, from Collin CAD's 2026 roll and Melissa ISD.
At a glance
| Main streets | Sequoia Lane, Redbud Lane, Ash Avenue, Mimosa Drive, Acacia Lane |
|---|---|
| City, county, ZIP | Inside Melissa city limits; Collin County; 75454 |
| Homes | 1,096 single-family homes: North Creek Phase I (built 2005 to 2013), North Creek II (2013 to 2016, plus one home built in 2022), North Creek Estates (2016 to 2021) and North Creek Meadows (2017 to 2018) |
| Size and lot | Median 2,230 sq ft; most homes 1,800 to 3,450 sq ft; median lot 6,700 sq ft (0.15 acre); 55% one story |
| 2026 tax-roll value | Median $408,000; most homes $344,000 to $503,000 |
| HOA | The state's HOA registry lists Melissa North Creek Homeowners Association, Inc. |
| MUD or PID | None on Collin CAD's 2026 roll |
| 2026 tax rate | About $1.89 per $100 of value |
| Schools, 2026-27 | North Creek Elementary, Sixth Grade Center, East Cardinal Middle School, Melissa High School (Melissa ISD; confirm by address) |
| Building now | No builder community; resale homes |
Collin CAD figures come from the certified 2026 appraisal roll, pulled Oct. 27, 2026. 'Most homes' means the middle 80%. Lot sizes are measured from Collin CAD's parcel map. Tax-roll values are as of Jan. 1, 2026, leave out homes built in 2026, and aren't sale prices.
North Creek, answered
What is North Creek?
In Collin CAD's records, North Creek in Melissa is several recorded sections: North Creek Phase I, with homes built from 2005 to 2013; North Creek II, 2013 to 2016, plus one home built in 2022; North Creek Estates, 2016 to 2021; and North Creek Meadows, 2017 to 2018. Together they hold 1,096 homes, all inside Melissa's city limits, and Melissa ISD zones them to North Creek Elementary.
Is this the same as North Creek in McKinney?
No. McKinney has its own North Creek, with a separate homeowners association registered in McKinney. This guide covers North Creek in Melissa, ZIP 75454, in Melissa ISD.
How much are property taxes in North Creek?
North Creek is inside Melissa's city limits, and Collin CAD lists no MUD or PID on any North Creek home. On Collin County's 2026 list, the rates add up to about $1.89 per $100 of value: Melissa ISD $1.2008, the City $0.454116, Collin County $0.151414 and Collin College $0.08122. With a homestead exemption ($140,000 off for school taxes, 6% off for city taxes, 5% off for county taxes and 20% off for Collin College taxes), that's about $5,810 a year on a $408,000 home, North Creek's median 2026 tax-roll value.
Which schools serve North Creek?
For 2026-27, Melissa ISD zones North Creek to North Creek Elementary, at 4401 Cypress Drive, then the Sixth Grade Center, East Cardinal Middle School and Melissa High School. The district's 2026-27 changes didn't move North Creek. Check any address on Melissa ISD's zoning map.
What are North Creek homes like?
Collin CAD puts the median home at about 2,230 square feet, with most between 1,800 and 3,450, on a median lot of about 6,700 square feet, and 55% are one story. Phase I homes are the oldest, built from 2005 to 2013; the Estates sections are newer, 2016 to 2021.
What's my North Creek home worth?
Collin CAD's median 2026 value here is about $408,000, and most homes fall between $344,000 and $503,000. The median value per square foot is $177. Your price comes from recent sales of similar homes nearby, so I'll send you 3 to 4 recent comparable sales and what they mean for your home.
Who runs the North Creek HOA?
The Texas Real Estate Commission's HOA registry lists Melissa North Creek Homeowners Association, Inc. When you buy, the HOA's resale certificate shows the current dues, any transfer fee and anything owed on the home, and Texas caps its fee at $375. I confirm which association covers an address early in the deal.
Can I lease out my North Creek home?
It depends on the HOA's recorded rules, which can limit leasing, so read them first. Texas law doesn't let an HOA require its approval of your tenant or demand the tenant's credit report or application. I lease out a home in Melissa myself and help owners price, market and lease theirs. I find tenants; I don't manage property.
More neighborhood guides
Sources: Collin CAD parcel data (City of Allen map layer); Collin County 2026 rate and exemption list; Melissa ISD 2025-26 zones; Melissa ISD 2026-27 changes; Melissa ISD zoning map; HOA resale certificate law (SB 1588); HOA leasing law (Property Code §209.016); Collin CAD homestead FAQ; TREC HOA registry, North Creek. Checked Oct. 27, 2026. General information, not legal or tax advice.